Analyst/Assistant Vice President, Credit Analyst - Subsidiaries Lending Group, Wholesale Credit
Bank of America Corporation
Singapore
5d ago

Job Description : Company Overview

Company Overview

Our purpose as a firm is to make financial lives better, through the power of every connection. Across the world, we partner with leading corporate and institutional investors through our offices in more than 40 countries.

In the U.S alone, we serve almost all Fortune 500 companies and approximately 59 million consumers and small-business customers.

We provide a full suite of financial products and services, from banking and investments to asset and risk management. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales and trading.

Connecting Asia Pacific to the World

Our Asia Pacific team is spread across 23 offices in 12 markets. We are focused on connecting Asia to the world and the world to Asia, using our global expertise to ensure success is shared between us, our clients and our communities.

Our regional footprint covers 12 currencies, more than a dozen languages and five time zones, placing us firmly among the region’s leading financial services companies.

Bank of America Merrill Lynch is committed to attracting, recruiting and retaining top diverse talent from across the globe.

Our diversity and inclusion mission is to actively promote an inclusive work environment where all employees have the opportunity to achieve personal success and contribute to the growth of our business.

Each of our global Employee Networks bring together employees, create dialogue and awareness in support of our Diversity and Inclusion mission.

Responsibilities

Primary responsibility is to actively manage the credit aspects for the portfolio of borrowers which comprise subsidiaries of multinational companies domiciled in Southeast Asia and Australia :

  • Lead and manage the acceptance process for these incoming credit relationships.
  • Spreading of financial statements.
  • Preparation of credit proposals and financial analysis of borrowers and obtain local risk approval.
  • Preparation, review & negotiation of credit documents and loan agreements.
  • Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio.
  • Ensure portfolio is compliant with internal policy and procedures as well as regulatory requirements.
  • Prepare and participate in internal / external / regulatory audits, reportings, surveys and examinations.
  • Participate in projects / initiatives to streamline and improve processes.
  • Competencies

  • Has a good command of written and spoken English.
  • Able to interpret and analyze financial statements.
  • Basic understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
  • Experience with reading / interpreting credit documents and loan agreements.
  • Strong written and verbal communication skills and ability to build relationships with internal and external stakeholders.
  • Has an analytical mind and takes a proactive attitude towards problem solving.
  • Excellent time management skills and the ability to work effectively under pressure.
  • Bachelor’s Degree in Accounting / Finance with experience in banking and finance or related field.
  • Bank of America Merrill Lynch is an equal opportunities employer

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